.insurance-product-page {
    background: #fff;
}

.insurance-subnav {
    position: sticky;
    top: var(--header-height, 86px);
    z-index: 800;
    border-top: 1px solid #edf1f6;
    border-bottom: 1px solid #e5eaf2;
    background: #fff;
}

.insurance-subnav__inner {
    min-height: 58px;
    display: flex;
    align-items: center;
    gap: 24px;
    overflow-x: auto;
    scrollbar-width: none;
}

.insurance-subnav__inner::-webkit-scrollbar {
    display: none;
}

.insurance-subnav a {
    position: relative;
    flex: 0 0 auto;
    padding: 18px 0 16px;
    color: #203550;
    font-size: .88rem;
    font-weight: 800;
    white-space: nowrap;
}

.insurance-subnav a::after {
    content: "";
    position: absolute;
    right: 0;
    bottom: 0;
    left: 0;
    height: 3px;
    border-radius: 999px 999px 0 0;
    background: var(--primary);
    transform: scaleX(0);
    transition: transform .2s ease;
}

.insurance-subnav a:hover::after,
.insurance-subnav a.active::after {
    transform: scaleX(1);
}

.insurance-subnav a.active {
    color: var(--primary);
}

.insurance-subnav .insurance-subnav__cta {
    margin-left: auto;
    padding: 9px 18px;
    border: 2px solid var(--primary);
    border-radius: 999px;
    color: var(--primary);
}

.insurance-subnav .insurance-subnav__cta::after {
    display: none;
}

.insurance-subnav .insurance-subnav__cta:hover {
    color: #fff;
    background: var(--primary);
}

.insurance-compact-hero {
    padding: 28px 0 0;
    background: #fff;
}

.insurance-compact-hero__media {
    min-height: clamp(390px, 52vw, 560px);
    display: flex;
    align-items: flex-start;
    overflow: hidden;
    padding: clamp(44px, 6vw, 76px);
    border-radius: 24px;
    background-position: center;
    background-repeat: no-repeat;
    background-size: cover;
    box-shadow: 0 18px 44px rgba(16, 42, 86, .14);
}

.insurance-compact-hero__copy {
    width: min(100%, 610px);
    padding: 30px;
    border-radius: 18px;
    color: #fff;
    background: rgba(9, 31, 61, .84);
}

.insurance-compact-hero__copy > span {
    display: inline-flex;
    margin-bottom: 14px;
    padding: 7px 11px;
    border-radius: 999px;
    color: #fff;
    background: var(--primary);
    font-size: .74rem;
    font-weight: 900;
    letter-spacing: .1em;
    text-transform: uppercase;
}

.insurance-compact-hero h1 {
    margin: 0 0 16px;
    color: #fff;
    font-size: clamp(2.35rem, 4.8vw, 4.5rem);
    line-height: 1;
    letter-spacing: -.05em;
    text-wrap: balance;
}

.insurance-compact-hero p {
    max-width: 570px;
    color: rgba(255, 255, 255, .88);
    font-size: 1.02rem;
    line-height: 1.72;
}

.insurance-quote-bar {
    width: min(100% - 60px, 980px);
    min-height: 68px;
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 18px;
    margin: -34px auto 0;
    padding: 14px 24px;
    border-radius: 999px;
    color: #fff;
    background: var(--primary);
    box-shadow: 0 18px 42px rgba(255, 49, 49, .26);
    transition: transform .2s ease, box-shadow .2s ease;
}

.insurance-quote-bar:hover {
    transform: translateY(-3px);
    box-shadow: 0 22px 50px rgba(255, 49, 49, .34);
}

.insurance-quote-bar small {
    padding: 7px 11px;
    border-radius: 999px;
    background: rgba(255, 255, 255, .17);
    font-weight: 900;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.insurance-quote-bar strong {
    text-align: center;
    font-size: clamp(1rem, 2vw, 1.3rem);
    text-transform: uppercase;
}

.insurance-quote-bar > span {
    font-size: 1.5rem;
}

.insurance-reasons {
    padding: 78px 0 68px;
    background: #fff;
}

.insurance-center-heading {
    margin-bottom: 36px;
    text-align: center;
}

.insurance-center-heading > span,
.insurance-kicker {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--primary);
    font-size: .76rem;
    font-weight: 900;
    letter-spacing: .12em;
    text-transform: uppercase;
}

.insurance-center-heading h2 {
    margin-top: 8px;
    color: var(--navy-dark);
    font-size: clamp(2rem, 4vw, 3.2rem);
    line-height: 1.08;
}

.insurance-reasons__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 28px;
}

.insurance-reason {
    min-height: 145px;
    display: grid;
    grid-template-columns: auto 1fr;
    align-items: start;
    gap: 18px;
    padding: 24px 12px;
    border-top: 1px solid #dce4ee;
}

.insurance-reason__number {
    color: var(--primary);
    font-size: clamp(3.5rem, 6vw, 5.8rem);
    font-weight: 950;
    line-height: .82;
    letter-spacing: -.08em;
}

.insurance-reason h2 {
    margin-bottom: 8px;
    color: var(--navy-dark);
    font-size: 1.1rem;
    line-height: 1.25;
}

.insurance-reason p {
    color: var(--muted);
    font-size: .92rem;
}

.insurance-section {
    padding: clamp(72px, 7vw, 108px) 0;
}

.insurance-section--plain {
    background: #fff;
}

.insurance-section--soft {
    background: #f4f7fb;
}

.insurance-section--navy {
    color: #fff;
    background: var(--navy-dark);
}

.insurance-intro-grid {
    display: grid;
    grid-template-columns: .85fr 1.15fr;
    gap: clamp(36px, 6vw, 90px);
}

.insurance-intro-grid h2,
.insurance-section__head h2,
.insurance-documents-grid h2 {
    margin-top: 12px;
    color: var(--navy-dark);
    font-size: clamp(2.1rem, 4vw, 3.7rem);
    line-height: 1.07;
    letter-spacing: -.045em;
}

.insurance-rich-text {
    display: grid;
    gap: 18px;
    color: var(--muted);
    font-size: 1.02rem;
    line-height: 1.85;
}

.insurance-kicker::before {
    content: "";
    width: 28px;
    height: 2px;
    border-radius: 999px;
    background: currentColor;
}

.insurance-kicker--light {
    color: #ffd3d3;
}

.insurance-section__head {
    max-width: 850px;
    margin: 0 auto 42px;
    text-align: center;
}

.insurance-section__head > p {
    margin-top: 16px;
    color: var(--muted);
    line-height: 1.75;
}

.formula-table-wrap {
    overflow-x: auto;
    border: 1px solid #dce4ee;
    border-radius: 20px;
    background: #fff;
    box-shadow: 0 16px 36px rgba(16, 42, 86, .08);
}

.formula-table {
    width: 100%;
    min-width: 980px;
    border-collapse: collapse;
}

.formula-table th,
.formula-table td {
    border-right: 1px solid #dce4ee;
    border-bottom: 1px solid #dce4ee;
}

.formula-table tr > *:last-child {
    border-right: 0;
}

.formula-table tbody tr:last-child > * {
    border-bottom: 0;
}

.formula-table thead th {
    padding: 22px 16px;
    color: #fff;
    text-align: center;
    background: var(--navy-dark);
}

.formula-table thead th:first-child {
    width: 38%;
    text-align: left;
}

.formula-table thead span,
.formula-table thead small {
    display: block;
}

.formula-table thead span {
    font-size: 1.05rem;
}

.formula-table thead small {
    margin-top: 5px;
    color: rgba(255, 255, 255, .68);
    font-size: .72rem;
}

.formula-table tbody th {
    padding: 20px 18px;
    color: var(--navy-dark);
    text-align: left;
    background: #fff;
}

.formula-table tbody th strong,
.formula-table tbody th small {
    display: block;
}

.formula-table tbody th small {
    margin-top: 6px;
    color: var(--muted);
    font-weight: 500;
    line-height: 1.45;
}

.formula-table tbody td {
    padding: 18px 12px;
    text-align: center;
    background: #f9fbfd;
}

.formula-check {
    width: 26px;
    height: 26px;
    display: inline-grid;
    place-items: center;
    border-radius: 50%;
    color: #fff;
    background: #19b985;
    font-weight: 950;
}

.formula-dash {
    color: #9aa8b8;
    font-size: 1.4rem;
}

.formula-text {
    color: #29425f;
    font-size: .82rem;
    font-weight: 800;
}

.formula-note {
    max-width: 900px;
    margin: 18px auto 0;
    color: var(--muted);
    font-size: .84rem;
    text-align: center;
}

.insurance-benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
}

.insurance-benefit {
    min-height: 210px;
    padding: 26px;
    border: 1px solid #dce4ee;
    border-radius: 20px;
    background: #fff;
}

.insurance-benefit > span {
    display: block;
    margin-bottom: 22px;
    color: var(--primary);
    font-size: 2.4rem;
    font-weight: 950;
    line-height: 1;
}

.insurance-benefit h3 {
    margin-bottom: 10px;
    color: var(--navy-dark);
    font-size: 1.12rem;
}

.insurance-benefit p {
    color: var(--muted);
}

.insurance-documents-grid {
    display: grid;
    grid-template-columns: .8fr 1.2fr;
    align-items: start;
    gap: clamp(36px, 6vw, 80px);
}

.insurance-section--navy h2 {
    color: #fff;
}

.insurance-section--navy p {
    margin: 18px 0 28px;
    color: rgba(255, 255, 255, .72);
}

.insurance-document-columns {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
}

.insurance-document-columns > div {
    padding: 26px;
    border: 1px solid rgba(255, 255, 255, .14);
    border-radius: 18px;
    background: rgba(255, 255, 255, .07);
}

.insurance-document-columns h3 {
    margin-bottom: 18px;
    color: #fff;
}

.insurance-check-list {
    display: grid;
    gap: 13px;
    list-style: none;
}

.insurance-check-list li {
    display: flex;
    gap: 10px;
    color: rgba(255, 255, 255, .82);
}

.insurance-check-list span {
    color: #57d5aa;
    font-weight: 950;
}

.insurance-faq {
    max-width: 920px;
    display: grid;
    gap: 12px;
    margin-inline: auto;
}

.insurance-faq__item {
    overflow: hidden;
    border: 1px solid #dce4ee;
    border-radius: 14px;
    background: #fff;
}

.insurance-faq__item summary {
    position: relative;
    padding: 20px 54px 20px 22px;
    color: var(--navy-dark);
    font-weight: 850;
    cursor: pointer;
    list-style: none;
}

.insurance-faq__item summary::-webkit-details-marker {
    display: none;
}

.insurance-faq__item summary::after {
    content: "+";
    position: absolute;
    top: 50%;
    right: 22px;
    color: var(--primary);
    font-size: 1.5rem;
    transform: translateY(-50%);
}

.insurance-faq__item[open] summary::after {
    content: "−";
}

.insurance-faq__item div {
    padding: 0 22px 20px;
    color: var(--muted);
    line-height: 1.75;
}

.insurance-related-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 22px;
}

.insurance-related-card {
    padding: 30px;
    border: 1px solid #dce4ee;
    border-radius: 20px;
    background: #fff;
    transition: transform .2s ease, box-shadow .2s ease;
}

.insurance-related-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(16, 42, 86, .10);
}

.insurance-related-card small {
    color: var(--primary);
    font-weight: 900;
    letter-spacing: .1em;
    text-transform: uppercase;
}

.insurance-related-card h3 {
    margin: 10px 0;
    color: var(--navy-dark);
    font-size: 1.45rem;
}

.insurance-related-card p {
    margin-bottom: 18px;
    color: var(--muted);
}

.insurance-related-card strong {
    color: var(--navy-dark);
}

.insurance-final-cta {
    padding: 30px 0 90px;
    background: #fff;
}

.public-offers-product-title {
    margin: 34px 0 16px;
    color: #111827;
}

.public-offer-card {
    margin-bottom: 1.25rem;
    border: 1px solid #d9e1ec;
    color: #172033;
    background: #fff;
    box-shadow: 0 14px 34px rgba(16, 42, 86, .08);
}

.public-offer-card h3,
.public-offer-card h4,
.public-offer-card p,
.public-offer-card li,
.public-offer-card strong {
    color: #172033;
}

.public-offer-card h4 {
    margin: 24px 0 10px;
}

.public-offer-card .insurance-check-list li > span {
    color: var(--primary);
}

.public-offer-prices {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 10px;
    margin: 20px 0;
}

.public-offer-prices > strong {
    flex-basis: 100%;
}

.public-offer-price {
    display: inline-flex;
    flex-direction: column;
    gap: 2px;
    min-width: 130px;
    padding: 10px 14px;
    border: 1px solid #dce4ee;
    border-radius: 12px;
    color: #111827;
    font-weight: 800;
    background: #f7f9fc;
}

.public-offer-price small {
    color: #5b6472;
    font-size: .75rem;
    font-weight: 700;
    text-transform: uppercase;
}

.insurance-final-cta__card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    padding: clamp(34px, 5vw, 62px);
    border-radius: 24px;
    color: #fff;
    background: var(--primary);
}

.insurance-final-cta__card h2 {
    margin: 12px 0 10px;
    font-size: clamp(2rem, 4vw, 3.1rem);
    line-height: 1.08;
}

.insurance-final-cta__card p {
    max-width: 670px;
    color: rgba(255, 255, 255, .82);
}

.insurance-page-eyebrow--light {
    color: #fff;
}

@media (max-width: 1100px) {
    .insurance-subnav__cta {
        display: none;
    }

    .insurance-reasons__grid,
    .insurance-benefits-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .insurance-intro-grid,
    .insurance-documents-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 760px) {
    .insurance-subnav {
        top: var(--header-height, 74px);
    }

    .insurance-subnav__inner {
        gap: 18px;
    }

    .insurance-compact-hero {
        padding-top: 16px;
    }

    .insurance-compact-hero__media {
        min-height: 470px;
        align-items: flex-end;
        padding: 18px;
        border-radius: 18px;
        background-position: center;
    }

    .insurance-compact-hero__copy {
        width: 100%;
        padding: 22px;
        border-radius: 15px;
    }

    .insurance-compact-hero h1 {
        font-size: clamp(2.1rem, 10vw, 3.15rem);
    }

    .insurance-quote-bar {
        width: calc(100% - 30px);
        grid-template-columns: 1fr auto;
        margin-top: -26px;
        padding: 15px 20px;
        border-radius: 20px;
    }

    .insurance-quote-bar small {
        display: none;
    }

    .insurance-quote-bar strong {
        text-align: left;
    }

    .insurance-reasons {
        padding-top: 62px;
    }

    .insurance-reasons__grid,
    .insurance-benefits-grid,
    .insurance-related-grid,
    .insurance-document-columns {
        grid-template-columns: 1fr;
    }

    .insurance-reason {
        min-height: auto;
        padding: 22px 0;
    }

    .insurance-final-cta__card {
        align-items: flex-start;
        flex-direction: column;
    }
}

@media (max-width: 480px) {
    .insurance-compact-hero__media {
        min-height: 430px;
    }

    .insurance-compact-hero__copy {
        padding: 18px;
    }

    .insurance-compact-hero__copy > p {
        font-size: .94rem;
    }

    .insurance-quote-bar strong {
        font-size: .9rem;
    }

    .insurance-section {
        padding: 62px 0;
    }
}